Call reports 2009
BANK OF BROOKHAVEN — 2009
What BANK OF BROOKHAVEN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,364,000 | 106,095,000 | 107,643,000 | 109,360,000 |
| Total loans | 55,878,000 | 56,388,000 | 57,928,000 | 57,506,000 |
| Allowance for loan losses | 848,000 | 928,000 | 1,005,000 | 1,109,000 |
| Securities available for sale | 19,541,000 | 19,228,000 | 20,447,000 | 24,496,000 |
| Securities held to maturity | 20,097,000 | 14,582,000 | 11,627,000 | 9,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,459,000 | 93,101,000 | 94,107,000 | 96,104,000 |
| Interest-bearing deposits | 83,087,000 | 78,672,000 | 79,398,000 | 80,899,000 |
| Noninterest-bearing deposits | 16,372,000 | 14,429,000 | 14,709,000 | 15,205,000 |
| Equity capital | 11,507,000 | 11,618,000 | 12,018,000 | 11,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,616,000 | 3,902,000 | 5,102,000 |
| Interest expense | 307,000 | 596,000 | 921,000 | 1,234,000 |
| Net interest income | 1,010,000 | 2,020,000 | 2,981,000 | 3,868,000 |
| Noninterest income | 267,000 | 593,000 | 861,000 | 1,128,000 |
| Noninterest expense | 741,000 | 1,660,000 | 2,515,000 | 3,515,000 |
| Provision for loan losses | 68,000 | 158,000 | 243,000 | 350,000 |
| Pretax income | 468,000 | 795,000 | 1,084,000 | 1,131,000 |
| Income tax | 171,000 | 297,000 | 403,000 | 414,000 |
| Net income | 297,000 | 498,000 | 681,000 | 717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,265,000 | 11,465,000 | 11,648,000 | 11,377,000 |
| Total capital | 12,113,000 | 12,313,000 | 12,496,000 | 12,233,000 |
| Risk-weighted assets | 68,286,000 | 67,797,000 | 67,685,000 | 68,259,000 |