Call reports 2008
BANK OF BROOKHAVEN — 2008
What BANK OF BROOKHAVEN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 108,886,000 | 103,599,000 | 105,734,000 | 107,046,000 |
| Total loans | 55,342,000 | 53,814,000 | 54,952,000 | 54,714,000 |
| Allowance for loan losses | 681,000 | 686,000 | 716,000 | 830,000 |
| Securities available for sale | 15,288,000 | 14,869,000 | 14,565,000 | 18,167,000 |
| Securities held to maturity | 19,383,000 | 18,643,000 | 18,768,000 | 17,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,516,000 | 91,343,000 | 93,307,000 | 94,782,000 |
| Interest-bearing deposits | 81,892,000 | 76,328,000 | 77,332,000 | 76,972,000 |
| Noninterest-bearing deposits | 14,624,000 | 15,015,000 | 15,975,000 | 17,810,000 |
| Equity capital | 10,696,000 | 10,837,000 | 11,207,000 | 11,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,070,000 | 4,465,000 | 5,804,000 |
| Interest expense | 609,000 | 1,108,000 | 1,510,000 | 1,844,000 |
| Net interest income | 1,008,000 | 1,962,000 | 2,955,000 | 3,960,000 |
| Noninterest income | 282,000 | 610,000 | 887,000 | 1,152,000 |
| Noninterest expense | 709,000 | 1,513,000 | 2,324,000 | 3,246,000 |
| Provision for loan losses | 35,000 | 55,000 | 78,000 | 224,000 |
| Pretax income | 546,000 | 1,004,000 | 1,440,000 | 1,642,000 |
| Income tax | 177,000 | 320,000 | 464,000 | 608,000 |
| Net income | 369,000 | 684,000 | 976,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,606,000 | 10,921,000 | 11,213,000 | 10,967,000 |
| Total capital | 11,287,000 | 11,607,000 | 11,929,000 | 11,797,000 |
| Risk-weighted assets | 67,898,000 | 65,095,000 | 66,691,000 | 66,498,000 |