Call reports 2007
BANK OF BROOKHAVEN — 2007
What BANK OF BROOKHAVEN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 103,692,000 | 99,871,000 | 102,328,000 | 103,711,000 |
| Total loans | 48,702,000 | 51,656,000 | 54,982,000 | 54,714,000 |
| Allowance for loan losses | 673,000 | 693,000 | 730,000 | 647,000 |
| Securities available for sale | 15,312,000 | 18,035,000 | 18,731,000 | 14,528,000 |
| Securities held to maturity | 11,454,000 | 11,455,000 | 9,351,000 | 13,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,693,000 | 88,877,000 | 90,757,000 | 92,036,000 |
| Interest-bearing deposits | 77,531,000 | 73,849,000 | 77,325,000 | 77,975,000 |
| Noninterest-bearing deposits | 15,162,000 | 15,028,000 | 13,432,000 | 14,061,000 |
| Equity capital | 9,824,000 | 10,052,000 | 10,395,000 | 10,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,078,000 | 4,690,000 | 6,282,000 |
| Interest expense | 590,000 | 1,251,000 | 1,947,000 | 2,645,000 |
| Net interest income | 932,000 | 1,827,000 | 2,743,000 | 3,637,000 |
| Noninterest income | 244,000 | 500,000 | 763,000 | 1,023,000 |
| Noninterest expense | 652,000 | 1,373,000 | 2,102,000 | 2,912,000 |
| Provision for loan losses | 10,000 | 30,000 | 70,000 | 161,000 |
| Pretax income | 514,000 | 924,000 | 1,334,000 | 1,587,000 |
| Income tax | 167,000 | 302,000 | 438,000 | 575,000 |
| Net income | 347,000 | 622,000 | 896,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,870,000 | 10,146,000 | 10,420,000 | 10,237,000 |
| Total capital | 10,543,000 | 10,839,000 | 11,150,000 | 10,884,000 |
| Risk-weighted assets | 62,321,000 | 63,609,000 | 66,887,000 | 67,252,000 |