Call reports 2005
BANK OF BROOKHAVEN — 2005
What BANK OF BROOKHAVEN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,938,000 | 78,543,000 | 79,597,000 | 85,042,000 |
| Total loans | 41,956,000 | 41,665,000 | 42,330,000 | 41,509,000 |
| Allowance for loan losses | 508,000 | 534,000 | 560,000 | 583,000 |
| Securities available for sale | 6,010,000 | 5,369,000 | 5,630,000 | 10,985,000 |
| Securities held to maturity | 6,218,000 | 7,452,000 | 7,453,000 | 7,820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,379,000 | 69,681,000 | 70,452,000 | 75,730,000 |
| Interest-bearing deposits | 51,112,000 | 53,301,000 | 56,603,000 | 17,755,000 |
| Noninterest-bearing deposits | 11,267,000 | 16,380,000 | 13,849,000 | 57,975,000 |
| Equity capital | 8,355,000 | 8,508,000 | 8,631,000 | 8,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,753,000 | 2,702,000 | 3,755,000 |
| Interest expense | 172,000 | 364,000 | 591,000 | 853,000 |
| Net interest income | 691,000 | 1,389,000 | 2,111,000 | 2,902,000 |
| Noninterest income | 133,000 | 286,000 | 431,000 | 618,000 |
| Noninterest expense | 545,000 | 1,158,000 | 1,778,000 | 2,470,000 |
| Provision for loan losses | 20,000 | 49,000 | 80,000 | 116,000 |
| Pretax income | 262,000 | 471,000 | 687,000 | 937,000 |
| Income tax | 74,000 | 149,000 | 225,000 | 320,000 |
| Net income | 188,000 | 322,000 | 462,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,423,000 | 8,557,000 | 8,697,000 | 8,748,000 |
| Total capital | 8,931,000 | 9,091,000 | 9,257,000 | 9,331,000 |
| Risk-weighted assets | 50,484,000 | 51,271,000 | 51,763,000 | 52,386,000 |