Call reports 2004
BANK OF BROOKHAVEN — 2004
What BANK OF BROOKHAVEN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,131,000 | 63,414,000 | 69,544,000 | 69,570,000 |
| Total loans | 39,132,000 | 41,946,000 | 41,912,000 | 41,810,000 |
| Allowance for loan losses | 532,000 | 529,000 | 529,000 | 583,000 |
| Securities available for sale | 10,630,000 | 8,083,000 | 7,862,000 | 6,566,000 |
| Securities held to maturity | 5,218,000 | 6,218,000 | 6,218,000 | 6,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,919,000 | 55,220,000 | 60,992,000 | 61,026,000 |
| Interest-bearing deposits | 50,115,000 | 45,786,000 | 50,692,000 | 47,482,000 |
| Noninterest-bearing deposits | 8,804,000 | 9,434,000 | 10,300,000 | 13,544,000 |
| Equity capital | 7,990,000 | 7,990,000 | 8,287,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,567,000 | 2,393,000 | 3,216,000 |
| Interest expense | 156,000 | 308,000 | 464,000 | 626,000 |
| Net interest income | 623,000 | 1,259,000 | 1,929,000 | 2,590,000 |
| Noninterest income | 161,000 | 340,000 | 517,000 | 783,000 |
| Noninterest expense | 565,000 | 1,188,000 | 1,797,000 | 2,490,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 219,000 | 412,000 | 650,000 | 824,000 |
| Income tax | 28,000 | 59,000 | 87,000 | 208,000 |
| Net income | 191,000 | 353,000 | 563,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,905,000 | 8,067,000 | 8,278,000 | 8,235,000 |
| Total capital | 8,437,000 | 8,596,000 | 8,807,000 | 8,817,000 |
| Risk-weighted assets | 48,012,000 | 48,066,000 | 49,534,000 | 46,487,000 |