Call reports 2003
BANK OF BROOKHAVEN — 2003
What BANK OF BROOKHAVEN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 62,128,000 | 62,613,000 | 62,986,000 | 66,219,000 |
| Total loans | 32,554,000 | 34,031,000 | 35,921,000 | 39,090,000 |
| Allowance for loan losses | 566,000 | 522,000 | 523,000 | 532,000 |
| Securities available for sale | 15,688,000 | 16,385,000 | 13,775,000 | 12,449,000 |
| Securities held to maturity | 1,303,000 | 303,000 | 1,627,000 | 1,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,380,000 | 54,687,000 | 55,004,000 | 58,304,000 |
| Interest-bearing deposits | 46,584,000 | 46,406,000 | 45,333,000 | 44,187,000 |
| Noninterest-bearing deposits | 7,796,000 | 8,281,000 | 9,671,000 | 14,117,000 |
| Equity capital | 7,588,000 | 7,772,000 | 7,793,000 | 7,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,520,000 | 2,300,000 | 3,038,000 |
| Interest expense | 236,000 | 465,000 | 663,000 | 833,000 |
| Net interest income | 526,000 | 1,055,000 | 1,637,000 | 2,205,000 |
| Noninterest income | 153,000 | 312,000 | 500,000 | 657,000 |
| Noninterest expense | 525,000 | 1,109,000 | 1,682,000 | 2,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 154,000 | 266,000 | 463,000 | 536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 266,000 | 463,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,413,000 | 7,524,000 | 7,721,000 | 7,714,000 |
| Total capital | 7,952,000 | 8,046,000 | 8,244,000 | 8,246,000 |
| Risk-weighted assets | 43,090,000 | 44,208,000 | 45,402,000 | 48,407,000 |