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Call reports 2025

FIRST RESOURCE BANK — 2025

What FIRST RESOURCE BANK reported to the FFIEC in 2025, quarter by quarter.

PERIOD: 2025SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/913e3160-1ec8-425e-b645-31f4d3cf69ff/2025

Balance sheet

What the bank holds and owes at quarter end

Measure2025Q12025Q22025Q32025Q4
Total assets675,241,000697,222,000724,857,000817,306,000
Total loans605,040,000624,801,000655,338,000678,456,000
Allowance for loan losses4,649,0004,734,0004,707,0004,977,000
Securities available for sale8,308,0007,996,0009,904,00018,523,000
Securities held to maturity8,525,0008,478,0009,164,0009,115,000
Trading assets0000
Total deposits574,974,000600,687,000631,695,000730,171,000
Interest-bearing deposits480,606,000500,334,000531,088,000604,973,000
Noninterest-bearing deposits94,368,000100,353,000100,607,000125,198,000
Equity capital53,458,00055,510,00057,968,00064,375,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2025Q12025Q22025Q32025Q4
Interest income9,747,00020,021,00031,015,00042,920,000
Interest expense4,174,0008,464,00012,867,00017,587,000
Net interest income5,573,00011,557,00018,148,00025,333,000
Noninterest income349,000721,0001,071,0001,407,000
Noninterest expense3,531,0007,271,00011,092,00015,237,000
Provision for loan losses173,000303,000490,000859,000
Pretax income2,217,0004,702,0007,633,00010,641,000
Income tax451,000959,0001,560,0002,169,000
Net income1,766,0003,743,0006,073,0008,472,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2025Q12025Q22025Q32025Q4
Tier 1 capital54,299,00056,276,00058,606,00065,005,000
Total capital64,950,00067,015,00069,323,00069,992,000
Risk-weighted assets526,418,000545,059,000570,456,000597,813,000

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