Call reports 2022
FIRST RESOURCE BANK — 2022
What FIRST RESOURCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 474,980,000 | 477,362,000 | 493,789,000 | 516,679,000 |
| Total loans | 405,541,000 | 418,661,000 | 448,501,000 | 458,686,000 |
| Allowance for loan losses | 3,615,000 | 3,635,000 | 3,804,000 | 4,239,000 |
| Securities available for sale | 12,387,000 | 12,267,000 | 11,224,000 | 25,770,000 |
| Securities held to maturity | 9,219,000 | 9,151,000 | 9,069,000 | 9,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,484,000 | 415,724,000 | 436,868,000 | 431,110,000 |
| Interest-bearing deposits | 295,622,000 | 297,409,000 | 344,656,000 | 343,076,000 |
| Noninterest-bearing deposits | 116,862,000 | 118,315,000 | 92,212,000 | 88,034,000 |
| Equity capital | 36,338,000 | 37,301,000 | 38,538,000 | 39,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,525,000 | 9,265,000 | 14,708,000 | 20,735,000 |
| Interest expense | 545,000 | 1,097,000 | 1,981,000 | 3,378,000 |
| Net interest income | 3,980,000 | 8,168,000 | 12,727,000 | 17,357,000 |
| Noninterest income | 383,000 | 649,000 | 853,000 | 1,059,000 |
| Noninterest expense | 2,675,000 | 5,288,000 | 7,924,000 | 10,516,000 |
| Provision for loan losses | 22,000 | 41,000 | 208,000 | 653,000 |
| Pretax income | 1,666,000 | 3,488,000 | 5,448,000 | 7,247,000 |
| Income tax | 339,000 | 709,000 | 1,110,000 | 1,471,000 |
| Net income | 1,327,000 | 2,779,000 | 4,338,000 | 5,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,830,000 | 38,149,000 | 39,708,000 | 41,058,000 |
| Total capital | 46,401,000 | 47,754,000 | 49,493,000 | 51,286,000 |
| Risk-weighted assets | 363,485,000 | 374,025,000 | 398,255,000 | 407,171,000 |