Call reports 2019
FIRST RESOURCE BANK — 2019
What FIRST RESOURCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,329,000 | 312,634,000 | 322,311,000 | 336,419,000 |
| Total loans | 258,364,000 | 270,516,000 | 274,802,000 | 280,202,000 |
| Allowance for loan losses | 2,449,000 | 2,523,000 | 2,474,000 | 2,508,000 |
| Securities available for sale | 12,378,000 | 11,840,000 | 10,981,000 | 30,160,000 |
| Securities held to maturity | 6,979,000 | 6,973,000 | 6,968,000 | 6,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,621,000 | 253,251,000 | 264,435,000 | 269,800,000 |
| Interest-bearing deposits | 207,830,000 | 205,889,000 | 216,613,000 | 219,184,000 |
| Noninterest-bearing deposits | 39,791,000 | 47,362,000 | 47,822,000 | 50,616,000 |
| Equity capital | 25,829,000 | 26,615,000 | 27,335,000 | 27,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,596,000 | 7,416,000 | 11,415,000 | 15,402,000 |
| Interest expense | 970,000 | 2,035,000 | 3,173,000 | 4,289,000 |
| Net interest income | 2,626,000 | 5,381,000 | 8,242,000 | 11,113,000 |
| Noninterest income | 156,000 | 419,000 | 646,000 | 862,000 |
| Noninterest expense | 1,853,000 | 3,929,000 | 6,075,000 | 8,315,000 |
| Provision for loan losses | 476,000 | 635,000 | 720,000 | 786,000 |
| Pretax income | 453,000 | 1,236,000 | 2,093,000 | 2,874,000 |
| Income tax | 82,000 | 233,000 | 400,000 | 552,000 |
| Net income | 371,000 | 1,003,000 | 1,693,000 | 2,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,878,000 | 26,530,000 | 27,241,000 | 27,891,000 |
| Total capital | 32,315,000 | 33,043,000 | 33,707,000 | 34,394,000 |
| Risk-weighted assets | 241,228,000 | 254,554,000 | 257,074,000 | 261,564,000 |