Call reports 2018
FIRST RESOURCE BANK — 2018
What FIRST RESOURCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 257,817,000 | 271,469,000 | 271,012,000 | 302,447,000 |
| Total loans | 223,307,000 | 233,641,000 | 234,446,000 | 244,698,000 |
| Allowance for loan losses | 1,888,000 | 2,034,000 | 1,997,000 | 1,990,000 |
| Securities available for sale | 12,848,000 | 12,028,000 | 11,305,000 | 30,778,000 |
| Securities held to maturity | 7,505,000 | 7,497,000 | 6,990,000 | 6,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,517,000 | 223,808,000 | 222,647,000 | 236,202,000 |
| Interest-bearing deposits | 186,478,000 | 194,038,000 | 194,286,000 | 204,414,000 |
| Noninterest-bearing deposits | 25,039,000 | 29,770,000 | 28,361,000 | 31,788,000 |
| Equity capital | 23,524,000 | 24,022,000 | 24,569,000 | 25,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 6,187,000 | 9,503,000 | 12,962,000 |
| Interest expense | 585,000 | 1,296,000 | 2,119,000 | 3,035,000 |
| Net interest income | 2,397,000 | 4,891,000 | 7,384,000 | 9,927,000 |
| Noninterest income | 115,000 | 256,000 | 383,000 | 586,000 |
| Noninterest expense | 1,795,000 | 3,596,000 | 5,422,000 | 7,335,000 |
| Provision for loan losses | 134,000 | 326,000 | 435,000 | 513,000 |
| Pretax income | 583,000 | 1,225,000 | 1,910,000 | 2,665,000 |
| Income tax | 102,000 | 223,000 | 354,000 | 500,000 |
| Net income | 481,000 | 1,002,000 | 1,556,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,751,000 | 24,290,000 | 24,861,000 | 25,488,000 |
| Total capital | 29,619,000 | 30,306,000 | 30,842,000 | 31,464,000 |
| Risk-weighted assets | 209,831,000 | 219,409,000 | 219,740,000 | 229,821,000 |