Call reports 2017
FIRST RESOURCE BANK — 2017
What FIRST RESOURCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 240,779,000 | 245,150,000 | 248,970,000 | 268,555,000 |
| Total loans | 202,027,000 | 205,102,000 | 208,200,000 | 217,464,000 |
| Allowance for loan losses | 1,633,000 | 1,648,000 | 1,781,000 | 1,752,000 |
| Securities available for sale | 15,198,000 | 14,502,000 | 14,663,000 | 28,706,000 |
| Securities held to maturity | 4,303,000 | 5,496,000 | 6,527,000 | 7,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,109,000 | 204,212,000 | 209,532,000 | 210,902,000 |
| Interest-bearing deposits | 184,113,000 | 181,261,000 | 184,682,000 | 185,915,000 |
| Noninterest-bearing deposits | 19,996,000 | 22,951,000 | 24,850,000 | 24,987,000 |
| Equity capital | 18,102,000 | 22,382,000 | 22,848,000 | 23,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,624,000 | 5,353,000 | 8,190,000 | 11,088,000 |
| Interest expense | 528,000 | 1,053,000 | 1,578,000 | 2,127,000 |
| Net interest income | 2,096,000 | 4,300,000 | 6,612,000 | 8,961,000 |
| Noninterest income | 256,000 | 355,000 | 491,000 | 584,000 |
| Noninterest expense | 1,634,000 | 3,302,000 | 4,948,000 | 6,574,000 |
| Provision for loan losses | 120,000 | 140,000 | 264,000 | 353,000 |
| Pretax income | 598,000 | 1,213,000 | 1,891,000 | 2,618,000 |
| Income tax | 191,000 | 389,000 | 605,000 | 930,000 |
| Net income | 407,000 | 824,000 | 1,286,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,115,000 | 22,336,000 | 22,819,000 | 23,254,000 |
| Total capital | 23,719,000 | 27,957,000 | 28,575,000 | 28,984,000 |
| Risk-weighted assets | 191,918,000 | 194,077,000 | 196,999,000 | 203,384,000 |