Call reports 2015
FIRST RESOURCE BANK — 2015
What FIRST RESOURCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 180,396,000 | 193,180,000 | 199,476,000 | 208,052,000 |
| Total loans | 160,090,000 | 163,548,000 | 167,183,000 | 176,102,000 |
| Allowance for loan losses | 1,348,000 | 1,364,000 | 1,384,000 | 1,451,000 |
| Securities available for sale | 4,717,000 | 4,300,000 | 7,413,000 | 16,021,000 |
| Securities held to maturity | 1,628,000 | 1,613,000 | 3,284,000 | 3,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,085,000 | 163,731,000 | 165,391,000 | 165,984,000 |
| Interest-bearing deposits | 137,011,000 | 148,171,000 | 149,409,000 | 151,783,000 |
| Noninterest-bearing deposits | 10,074,000 | 15,560,000 | 15,982,000 | 14,201,000 |
| Equity capital | 18,243,000 | 18,547,000 | 21,153,000 | 17,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,019,000 | 6,115,000 | 8,329,000 |
| Interest expense | 356,000 | 737,000 | 1,153,000 | 1,614,000 |
| Net interest income | 1,625,000 | 3,282,000 | 4,962,000 | 6,715,000 |
| Noninterest income | 42,000 | 501,000 | 611,000 | 687,000 |
| Noninterest expense | 1,229,000 | 2,621,000 | 3,906,000 | 5,263,000 |
| Provision for loan losses | 18,000 | 110,000 | 172,000 | 282,000 |
| Pretax income | 436,000 | 1,068,000 | 1,511,000 | 1,873,000 |
| Income tax | 135,000 | 438,000 | 578,000 | 687,000 |
| Net income | 301,000 | 630,000 | 933,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,162,000 | 18,483,000 | 21,078,000 | 17,523,000 |
| Total capital | 19,510,000 | 19,847,000 | 24,434,000 | 22,935,000 |
| Risk-weighted assets | 149,158,000 | 156,596,000 | 159,251,000 | 169,253,000 |