Call reports 2013
FIRST RESOURCE BANK — 2013
What FIRST RESOURCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,724,000 | 151,688,000 | 161,343,000 | 165,643,000 |
| Total loans | 131,279,000 | 134,038,000 | 134,374,000 | 139,998,000 |
| Allowance for loan losses | 1,340,000 | 1,390,000 | 1,254,000 | 1,253,000 |
| Securities available for sale | 6,892,000 | 6,161,000 | 7,421,000 | 14,383,000 |
| Securities held to maturity | 1,754,000 | 1,724,000 | 1,697,000 | 1,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,655,000 | 130,359,000 | 138,400,000 | 139,871,000 |
| Interest-bearing deposits | 121,978,000 | 123,909,000 | 131,115,000 | 133,442,000 |
| Noninterest-bearing deposits | 5,677,000 | 6,450,000 | 7,285,000 | 6,429,000 |
| Equity capital | 16,285,000 | 16,483,000 | 16,741,000 | 17,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,669,000 | 3,388,000 | 5,143,000 | 6,932,000 |
| Interest expense | 348,000 | 697,000 | 1,059,000 | 1,423,000 |
| Net interest income | 1,321,000 | 2,691,000 | 4,084,000 | 5,509,000 |
| Noninterest income | 93,000 | 154,000 | 195,000 | 258,000 |
| Noninterest expense | 933,000 | 1,863,000 | 2,825,000 | 3,827,000 |
| Provision for loan losses | 132,000 | 251,000 | 338,000 | 395,000 |
| Pretax income | 349,000 | 731,000 | 1,116,000 | 1,545,000 |
| Income tax | 109,000 | 230,000 | 352,000 | 489,000 |
| Net income | 240,000 | 501,000 | 764,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,114,000 | 16,366,000 | 16,622,000 | 16,906,000 |
| Total capital | 17,454,000 | 17,756,000 | 17,876,000 | 18,159,000 |
| Risk-weighted assets | 120,106,000 | 123,673,000 | 124,622,000 | 132,583,000 |