Call reports 2012
FIRST RESOURCE BANK — 2012
What FIRST RESOURCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,165,000 | 148,046,000 | 146,764,000 | 151,051,000 |
| Total loans | 122,764,000 | 123,926,000 | 127,944,000 | 128,673,000 |
| Allowance for loan losses | 1,439,000 | 1,441,000 | 1,542,000 | 1,440,000 |
| Securities available for sale | 10,187,000 | 9,199,000 | 8,674,000 | 7,999,000 |
| Securities held to maturity | 1,889,000 | 1,866,000 | 1,829,000 | 1,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,001,000 | 129,822,000 | 125,713,000 | 131,089,000 |
| Interest-bearing deposits | 120,394,000 | 122,815,000 | 118,449,000 | 125,853,000 |
| Noninterest-bearing deposits | 4,607,000 | 7,007,000 | 7,264,000 | 5,236,000 |
| Equity capital | 15,421,000 | 15,625,000 | 15,858,000 | 16,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,406,000 | 5,134,000 | 6,859,000 |
| Interest expense | 402,000 | 799,000 | 1,172,000 | 1,533,000 |
| Net interest income | 1,303,000 | 2,607,000 | 3,962,000 | 5,326,000 |
| Noninterest income | 55,000 | 53,000 | 127,000 | 161,000 |
| Noninterest expense | 843,000 | 1,687,000 | 2,577,000 | 3,442,000 |
| Provision for loan losses | 160,000 | 309,000 | 516,000 | 691,000 |
| Pretax income | 355,000 | 664,000 | 996,000 | 1,354,000 |
| Income tax | 111,000 | 207,000 | 313,000 | 436,000 |
| Net income | 244,000 | 457,000 | 683,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,300,000 | 15,464,000 | 15,656,000 | 15,882,000 |
| Total capital | 16,709,000 | 16,878,000 | 17,141,000 | 17,322,000 |
| Risk-weighted assets | 112,728,000 | 113,090,000 | 119,144,000 | 118,997,000 |