Call reports 2011
FIRST RESOURCE BANK — 2011
What FIRST RESOURCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 130,923,000 | 134,361,000 | 135,455,000 | 136,019,000 |
| Total loans | 112,121,000 | 112,745,000 | 114,422,000 | 117,456,000 |
| Allowance for loan losses | 1,426,000 | 1,447,000 | 1,418,000 | 1,459,000 |
| Securities available for sale | 10,458,000 | 12,604,000 | 11,946,000 | 10,154,000 |
| Securities held to maturity | 0 | 0 | 1,442,000 | 1,916,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,382,000 | 118,029,000 | 119,105,000 | 119,943,000 |
| Interest-bearing deposits | 110,653,000 | 114,064,000 | 112,547,000 | 114,143,000 |
| Noninterest-bearing deposits | 3,729,000 | 3,965,000 | 6,558,000 | 5,800,000 |
| Equity capital | 14,695,000 | 14,891,000 | 15,078,000 | 15,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,294,000 | 4,997,000 | 6,714,000 |
| Interest expense | 434,000 | 878,000 | 1,309,000 | 1,725,000 |
| Net interest income | 1,208,000 | 2,416,000 | 3,688,000 | 4,989,000 |
| Noninterest income | 23,000 | -10,000 | 2,000 | -13,000 |
| Noninterest expense | 786,000 | 1,539,000 | 2,303,000 | 3,121,000 |
| Provision for loan losses | 180,000 | 332,000 | 458,000 | 578,000 |
| Pretax income | 265,000 | 535,000 | 929,000 | 1,277,000 |
| Income tax | 91,000 | 184,000 | 318,000 | 434,000 |
| Net income | 174,000 | 351,000 | 611,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,721,000 | 14,836,000 | 14,961,000 | 15,120,000 |
| Total capital | 15,999,000 | 16,111,000 | 16,243,000 | 16,475,000 |
| Risk-weighted assets | 102,200,000 | 102,010,000 | 102,581,000 | 108,431,000 |