Call reports 2007
FIRST RESOURCE BANK — 2007
What FIRST RESOURCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,471,000 | 83,402,000 | 88,702,000 | 97,302,000 |
| Total loans | 66,205,000 | 74,166,000 | 78,711,000 | 81,495,000 |
| Allowance for loan losses | 772,000 | 867,000 | 940,000 | 908,000 |
| Securities available for sale | 10,489,000 | 7,961,000 | 8,500,000 | 12,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,974,000 | 72,349,000 | 76,209,000 | 69,677,000 |
| Interest-bearing deposits | 67,162,000 | 67,422,000 | 73,470,000 | 67,176,000 |
| Noninterest-bearing deposits | 2,812,000 | 4,926,000 | 2,740,000 | 2,501,000 |
| Equity capital | 8,428,000 | 8,445,000 | 9,101,000 | 9,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,481,000 | 3,040,000 | 4,685,000 | 6,343,000 |
| Interest expense | 808,000 | 1,637,000 | 2,525,000 | 3,413,000 |
| Net interest income | 673,000 | 1,403,000 | 2,160,000 | 2,930,000 |
| Noninterest income | 20,000 | 40,000 | 63,000 | 88,000 |
| Noninterest expense | 591,000 | 1,221,000 | 1,874,000 | 2,564,000 |
| Provision for loan losses | 94,000 | 189,000 | 262,000 | 331,000 |
| Pretax income | 8,000 | 33,000 | 87,000 | 123,000 |
| Income tax | 0 | 0 | -542,000 | -528,000 |
| Net income | 8,000 | 33,000 | 629,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,437,000 | 8,483,000 | 8,970,000 | 8,766,000 |
| Total capital | 9,209,000 | 9,350,000 | 9,910,000 | 9,674,000 |
| Risk-weighted assets | 67,513,000 | 74,062,000 | 77,799,000 | 81,861,000 |