Call reports 2006
FIRST RESOURCE BANK — 2006
What FIRST RESOURCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,310,000 | 71,028,000 | 62,664,000 | 76,472,000 |
| Total loans | 39,315,000 | 48,327,000 | 55,104,000 | 61,151,000 |
| Allowance for loan losses | 449,000 | 544,000 | 614,000 | 678,000 |
| Securities available for sale | 19,989,000 | 20,475,000 | 5,497,000 | 7,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,641,000 | 41,677,000 | 48,989,000 | 67,747,000 |
| Interest-bearing deposits | 28,700,000 | 37,514,000 | 46,927,000 | 64,648,000 |
| Noninterest-bearing deposits | 2,941,000 | 4,163,000 | 2,062,000 | 3,099,000 |
| Equity capital | 8,495,000 | 8,411,000 | 8,385,000 | 8,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,660,000 | 2,818,000 | 4,108,000 |
| Interest expense | 281,000 | 712,000 | 1,263,000 | 1,904,000 |
| Net interest income | 410,000 | 948,000 | 1,555,000 | 2,204,000 |
| Noninterest income | 11,000 | 22,000 | 31,000 | 48,000 |
| Noninterest expense | 500,000 | 1,054,000 | 1,647,000 | 2,247,000 |
| Provision for loan losses | 123,000 | 218,000 | 288,000 | 352,000 |
| Pretax income | -202,000 | -302,000 | -349,000 | -347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -202,000 | -302,000 | -349,000 | -347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,495,000 | 8,411,000 | 8,385,000 | 8,407,000 |
| Total capital | 8,944,000 | 8,955,000 | 8,999,000 | 9,085,000 |
| Risk-weighted assets | 43,334,000 | 52,655,000 | 55,040,000 | 63,837,000 |