Call reports 2005
FIRST RESOURCE BANK — 2005
What FIRST RESOURCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 21,502,000 | 48,963,000 | 55,193,000 |
| Total loans | 10,618,000 | 20,767,000 | 28,932,000 |
| Allowance for loan losses | 160,000 | 279,000 | 326,000 |
| Securities available for sale | 9,597,000 | 26,995,000 | 24,983,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,239,000 | 16,690,000 | 22,609,000 |
| Interest-bearing deposits | 8,365,000 | 15,173,000 | 21,202,000 |
| Noninterest-bearing deposits | 1,874,000 | 1,517,000 | 1,407,000 |
| Equity capital | 9,197,000 | 8,891,000 | 8,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 98,000 | 435,000 | 974,000 |
| Interest expense | 13,000 | 129,000 | 343,000 |
| Net interest income | 85,000 | 306,000 | 631,000 |
| Noninterest income | 0 | 6,000 | 22,000 |
| Noninterest expense | 772,000 | 1,186,000 | 1,693,000 |
| Provision for loan losses | 160,000 | 279,000 | 326,000 |
| Pretax income | -847,000 | -1,153,000 | -1,366,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -847,000 | -1,153,000 | -1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 9,197,000 | 8,891,000 | 8,679,000 |
| Total capital | 9,346,000 | 9,170,000 | 9,005,000 |
| Risk-weighted assets | 11,925,000 | 24,040,000 | 33,986,000 |