Call reports 2012
FIRST STAR BANK — 2012
What FIRST STAR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 428,421,000 | 425,492,000 |
| Total loans | 215,498,000 | 219,666,000 |
| Allowance for loan losses | 2,166,000 | 2,098,000 |
| Securities available for sale | 113,438,000 | 117,245,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 334,935,000 | 335,965,000 |
| Interest-bearing deposits | 319,083,000 | 320,737,000 |
| Noninterest-bearing deposits | 15,852,000 | 15,228,000 |
| Equity capital | 35,203,000 | 34,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 3,539,000 | 7,035,000 |
| Interest expense | 1,446,000 | 2,837,000 |
| Net interest income | 2,093,000 | 4,198,000 |
| Noninterest income | 103,000 | 341,000 |
| Noninterest expense | 1,903,000 | 6,243,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 172,000 | -3,094,000 |
| Income tax | -27,000 | -1,776,000 |
| Net income | 199,000 | -1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 35,324,000 | 34,224,000 |
| Total capital | 37,490,000 | 36,322,000 |
| Risk-weighted assets | 270,420,000 | 259,747,000 |