Call reports 2011
FIRST STAR BANK — 2011
What FIRST STAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 445,996,000 | 435,913,000 | 420,962,000 | 421,472,000 |
| Total loans | 212,937,000 | 211,651,000 | 210,409,000 | 210,584,000 |
| Allowance for loan losses | 2,466,000 | 2,466,000 | 2,241,000 | 2,235,000 |
| Securities available for sale | 140,324,000 | 123,070,000 | 112,088,000 | 108,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,280,000 | 331,245,000 | 322,098,000 | 323,861,000 |
| Interest-bearing deposits | 323,688,000 | 316,266,000 | 310,430,000 | 309,667,000 |
| Noninterest-bearing deposits | 13,592,000 | 14,979,000 | 11,668,000 | 14,194,000 |
| Equity capital | 35,351,000 | 35,056,000 | 34,652,000 | 34,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,026,000 | 7,867,000 | 11,522,000 | 15,289,000 |
| Interest expense | 1,825,000 | 3,519,000 | 5,133,000 | 6,642,000 |
| Net interest income | 2,201,000 | 4,348,000 | 6,389,000 | 8,647,000 |
| Noninterest income | 197,000 | 392,000 | 871,000 | 1,434,000 |
| Noninterest expense | 2,043,000 | 4,016,000 | 5,870,000 | 7,706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 273,000 | -452,000 | -413,000 | -741,000 |
| Income tax | 7,000 | -325,000 | -397,000 | -594,000 |
| Net income | 266,000 | -127,000 | -16,000 | -147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,802,000 | 35,760,000 | 35,871,000 | 35,425,000 |
| Total capital | 38,268,000 | 38,226,000 | 38,112,000 | 37,660,000 |
| Risk-weighted assets | 294,730,000 | 310,161,000 | 299,624,000 | 271,987,000 |