Call reports 2010
FIRST STAR BANK — 2010
What FIRST STAR BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 546,007,000 | 515,105,000 | 527,872,000 | 484,352,000 |
| Total loans | 212,755,000 | 209,070,000 | 213,476,000 | 216,396,000 |
| Allowance for loan losses | 2,279,000 | 2,471,000 | 2,471,000 | 2,471,000 |
| Securities available for sale | 258,795,000 | 176,012,000 | 175,562,000 | 151,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,344,000 | 337,804,000 | 360,581,000 | 363,329,000 |
| Interest-bearing deposits | 334,495,000 | 323,689,000 | 349,554,000 | 350,289,000 |
| Noninterest-bearing deposits | 12,849,000 | 14,115,000 | 11,027,000 | 13,040,000 |
| Equity capital | 34,538,000 | 34,636,000 | 34,928,000 | 34,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,004,000 | 9,668,000 | 13,863,000 | 18,110,000 |
| Interest expense | 3,210,000 | 5,897,000 | 8,449,000 | 10,756,000 |
| Net interest income | 1,794,000 | 3,771,000 | 5,414,000 | 7,354,000 |
| Noninterest income | 7,000 | 322,000 | 455,000 | 884,000 |
| Noninterest expense | 2,070,000 | 3,959,000 | 5,865,000 | 7,792,000 |
| Provision for loan losses | 0 | 205,000 | 205,000 | 205,000 |
| Pretax income | -269,000 | -482,000 | -611,000 | -2,378,000 |
| Income tax | -177,000 | -335,000 | -465,000 | -1,151,000 |
| Net income | -92,000 | -147,000 | -146,000 | -1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,490,000 | 38,200,000 | 37,703,000 | 36,013,000 |
| Total capital | 42,769,000 | 40,671,000 | 40,174,000 | 38,484,000 |
| Risk-weighted assets | 357,691,000 | 329,059,000 | 321,506,000 | 294,489,000 |