Call reports 2009
FIRST STAR BANK — 2009
What FIRST STAR BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 642,748,000 | 614,057,000 | 628,108,000 | 610,470,000 |
| Total loans | 214,145,000 | 221,799,000 | 208,629,000 | 207,802,000 |
| Allowance for loan losses | 2,854,000 | 2,789,000 | 3,640,000 | 2,279,000 |
| Securities available for sale | 174,496,000 | 105,447,000 | 138,278,000 | 211,162,000 |
| Securities held to maturity | 140,381,000 | 181,530,000 | 173,090,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,561,000 | 361,588,000 | 379,861,000 | 367,723,000 |
| Interest-bearing deposits | 357,014,000 | 349,089,000 | 369,930,000 | 355,235,000 |
| Noninterest-bearing deposits | 11,547,000 | 12,499,000 | 9,931,000 | 12,488,000 |
| Equity capital | 30,368,000 | 31,623,000 | 33,806,000 | 33,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,731,000 | 14,439,000 | 20,866,000 | 26,132,000 |
| Interest expense | 5,085,000 | 9,678,000 | 13,954,000 | 17,826,000 |
| Net interest income | 2,646,000 | 4,761,000 | 6,912,000 | 8,306,000 |
| Noninterest income | 269,000 | 616,000 | 801,000 | 971,000 |
| Noninterest expense | 1,826,000 | 3,632,000 | 5,561,000 | 7,597,000 |
| Provision for loan losses | 0 | 0 | 850,000 | 850,000 |
| Pretax income | 1,595,000 | 2,625,000 | 2,037,000 | -147,000 |
| Income tax | 312,000 | 654,000 | 369,000 | -460,000 |
| Net income | 1,283,000 | 1,971,000 | 1,668,000 | 313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,927,000 | 40,928,000 | 42,047,000 | 40,577,000 |
| Total capital | 44,781,000 | 43,717,000 | 45,687,000 | 42,856,000 |
| Risk-weighted assets | 348,753,000 | 437,314,000 | 428,148,000 | 361,812,000 |