Call reports 2008
FIRST STAR BANK — 2008
What FIRST STAR BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 617,640,000 | 666,117,000 | 682,993,000 | 644,241,000 |
| Total loans | 223,215,000 | 211,620,000 | 209,520,000 | 208,636,000 |
| Allowance for loan losses | 2,776,000 | 2,862,000 | 2,862,000 | 2,853,000 |
| Securities available for sale | 350,266,000 | 264,709,000 | 293,655,000 | 249,641,000 |
| Securities held to maturity | 0 | 152,438,000 | 149,526,000 | 144,393,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,550,000 | 343,525,000 | 347,275,000 | 339,332,000 |
| Interest-bearing deposits | 331,471,000 | 332,241,000 | 339,032,000 | 328,768,000 |
| Noninterest-bearing deposits | 11,079,000 | 11,284,000 | 8,243,000 | 10,564,000 |
| Equity capital | 46,845,000 | 44,335,000 | 42,487,000 | 28,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,647,000 | 16,083,000 | 24,531,000 | 32,670,000 |
| Interest expense | 5,243,000 | 11,017,000 | 16,680,000 | 22,174,000 |
| Net interest income | 2,404,000 | 5,066,000 | 7,851,000 | 10,496,000 |
| Noninterest income | 323,000 | 580,000 | 746,000 | 838,000 |
| Noninterest expense | 1,708,000 | 2,910,000 | 4,495,000 | 6,314,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 882,000 | -287,000 | -567,000 | -10,159,000 |
| Income tax | 163,000 | -124,000 | -356,000 | -3,754,000 |
| Net income | 719,000 | -163,000 | -211,000 | -6,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,766,000 | 48,121,000 | 47,682,000 | 40,987,000 |
| Total capital | 51,542,000 | 50,983,000 | 50,544,000 | 43,840,000 |
| Risk-weighted assets | 290,765,000 | 338,471,000 | 352,349,000 | 312,529,000 |