Call reports 2007
FIRST STAR BANK — 2007
What FIRST STAR BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 556,999,000 | 551,331,000 | 555,046,000 | 562,142,000 |
| Total loans | 235,097,000 | 230,437,000 | 224,787,000 | 226,403,000 |
| Allowance for loan losses | 2,779,000 | 2,929,000 | 2,928,000 | 3,003,000 |
| Securities available for sale | 307,634,000 | 305,486,000 | 314,646,000 | 318,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,701,000 | 359,446,000 | 347,358,000 | 338,230,000 |
| Interest-bearing deposits | 357,864,000 | 345,699,000 | 334,834,000 | 327,531,000 |
| Noninterest-bearing deposits | 11,837,000 | 13,747,000 | 12,524,000 | 10,699,000 |
| Equity capital | 46,782,000 | 47,219,000 | 47,672,000 | 48,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,010,000 | 15,996,000 | 24,169,000 | 32,498,000 |
| Interest expense | 5,461,000 | 10,848,000 | 16,327,000 | 21,939,000 |
| Net interest income | 2,549,000 | 5,148,000 | 7,842,000 | 10,559,000 |
| Noninterest income | 142,000 | 368,000 | 547,000 | 674,000 |
| Noninterest expense | 1,627,000 | 3,140,000 | 4,585,000 | 6,131,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 225,000 |
| Pretax income | 1,064,000 | 2,220,000 | 3,649,000 | 4,872,000 |
| Income tax | 225,000 | 481,000 | 830,000 | 1,109,000 |
| Net income | 839,000 | 1,739,000 | 2,819,000 | 3,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,871,000 | 47,295,000 | 48,022,000 | 48,706,000 |
| Total capital | 49,650,000 | 50,224,000 | 50,950,000 | 51,709,000 |
| Risk-weighted assets | 257,792,000 | 264,183,000 | 266,652,000 | 278,433,000 |