Call reports 2002
FIRST STAR BANK — 2002
What FIRST STAR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 478,763,000 | 486,547,000 | 478,973,000 | 480,971,000 |
| Total loans | 249,638,000 | 251,375,000 | 258,441,000 | 247,406,000 |
| Allowance for loan losses | 2,231,000 | 2,229,000 | 2,228,000 | 2,225,000 |
| Securities available for sale | 186,689,000 | 184,873,000 | 178,264,000 | 209,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,560,000 | 286,479,000 | 287,192,000 | 294,176,000 |
| Interest-bearing deposits | 275,178,000 | 279,501,000 | 282,915,000 | 288,651,000 |
| Noninterest-bearing deposits | 5,382,000 | 6,978,000 | 4,277,000 | 5,525,000 |
| Equity capital | 31,846,000 | 33,815,000 | 34,385,000 | 35,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,514,000 | 14,746,000 | 21,920,000 | 28,701,000 |
| Interest expense | 5,281,000 | 10,350,000 | 15,053,000 | 19,405,000 |
| Net interest income | 2,233,000 | 4,396,000 | 6,867,000 | 9,296,000 |
| Noninterest income | 85,000 | 244,000 | 414,000 | 1,326,000 |
| Noninterest expense | 1,436,000 | 4,248,000 | 5,927,000 | 5,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 882,000 | 580,000 | 2,149,000 | 3,954,000 |
| Income tax | 128,000 | -123,000 | 260,000 | 699,000 |
| Net income | 754,000 | 703,000 | 1,889,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,096,000 | 33,991,000 | 34,847,000 | 35,883,000 |
| Total capital | 36,327,000 | 36,220,000 | 37,075,000 | 38,108,000 |
| Risk-weighted assets | 277,137,000 | 276,348,000 | 250,814,000 | 243,643,000 |