Call reports 2001
FIRST STAR BANK — 2001
What FIRST STAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 466,731,000 | 458,082,000 | 486,259,000 | 483,253,000 |
| Total loans | 221,536,000 | 245,651,000 | 246,569,000 | 245,857,000 |
| Allowance for loan losses | 2,375,000 | 2,150,000 | 2,235,000 | 2,235,000 |
| Securities available for sale | 227,406,000 | 183,095,000 | 201,308,000 | 173,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,487,000 | 256,206,000 | 269,495,000 | 271,555,000 |
| Interest-bearing deposits | 236,941,000 | 250,431,000 | 265,401,000 | 266,392,000 |
| Noninterest-bearing deposits | 5,546,000 | 5,775,000 | 4,094,000 | 5,163,000 |
| Equity capital | 31,079,000 | 31,205,000 | 32,101,000 | 31,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,675,000 | 17,058,000 | 25,350,000 | 33,331,000 |
| Interest expense | 6,329,000 | 12,273,000 | 18,219,000 | 23,943,000 |
| Net interest income | 2,346,000 | 4,785,000 | 7,131,000 | 9,388,000 |
| Noninterest income | 54,000 | 162,000 | 287,000 | 543,000 |
| Noninterest expense | 1,378,000 | 2,667,000 | 3,911,000 | 5,394,000 |
| Provision for loan losses | 135,000 | 270,000 | 360,000 | 360,000 |
| Pretax income | 954,000 | 2,502,000 | 3,716,000 | 5,035,000 |
| Income tax | 270,000 | 722,000 | 1,008,000 | 1,247,000 |
| Net income | 684,000 | 1,780,000 | 2,708,000 | 3,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,884,000 | 32,286,000 | 32,883,000 | 33,693,000 |
| Total capital | 34,259,000 | 34,436,000 | 35,118,000 | 35,928,000 |
| Risk-weighted assets | 245,513,000 | 257,275,000 | 274,498,000 | 279,682,000 |