Call reports 2025
WOODLANDS NATIONAL BANK — 2025
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 315,360,000 | 318,295,000 | 324,730,000 | 312,199,000 |
| Total loans | 130,954,000 | 131,398,000 | 128,518,000 | 124,128,000 |
| Allowance for loan losses | 2,273,000 | 2,208,000 | 2,120,000 | 2,050,000 |
| Securities available for sale | 122,507,000 | 127,133,000 | 131,585,000 | 132,721,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,085,000 | 288,568,000 | 293,414,000 | 279,938,000 |
| Interest-bearing deposits | 245,406,000 | 251,547,000 | 251,462,000 | 241,804,000 |
| Noninterest-bearing deposits | 41,679,000 | 37,021,000 | 41,952,000 | 38,134,000 |
| Equity capital | 26,458,000 | 27,934,000 | 29,406,000 | 30,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,224,000 | 6,649,000 | 10,113,000 | 13,608,000 |
| Interest expense | 1,068,000 | 2,166,000 | 3,261,000 | 4,319,000 |
| Net interest income | 2,156,000 | 4,483,000 | 6,852,000 | 9,289,000 |
| Noninterest income | 303,000 | 644,000 | 963,000 | 1,226,000 |
| Noninterest expense | 2,046,000 | 4,072,000 | 5,869,000 | 7,798,000 |
| Provision for loan losses | 0 | 0 | -55,000 | -52,000 |
| Pretax income | 413,000 | 1,055,000 | 2,001,000 | 2,774,000 |
| Income tax | 89,000 | 256,000 | 503,000 | 703,000 |
| Net income | 324,000 | 799,000 | 1,498,000 | 2,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,564,000 | 35,890,000 | 36,339,000 | 36,588,000 |
| Total capital | 37,618,000 | 37,922,000 | 38,454,000 | 38,602,000 |
| Risk-weighted assets | 164,043,000 | 162,340,000 | 169,188,000 | 161,028,000 |