Call reports 2024
WOODLANDS NATIONAL BANK — 2024
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 346,327,000 | 337,983,000 | 349,330,000 | 316,219,000 |
| Total loans | 137,279,000 | 143,062,000 | 140,762,000 | 140,220,000 |
| Allowance for loan losses | 2,341,000 | 2,464,000 | 2,227,000 | 2,298,000 |
| Securities available for sale | 140,148,000 | 136,049,000 | 128,527,000 | 126,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,645,000 | 312,385,000 | 320,054,000 | 289,569,000 |
| Interest-bearing deposits | 278,785,000 | 270,029,000 | 273,423,000 | 251,075,000 |
| Noninterest-bearing deposits | 41,860,000 | 42,356,000 | 46,631,000 | 38,494,000 |
| Equity capital | 23,604,000 | 23,715,000 | 27,311,000 | 24,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,430,000 | 6,910,000 | 10,477,000 | 14,184,000 |
| Interest expense | 975,000 | 2,022,000 | 3,281,000 | 4,450,000 |
| Net interest income | 2,455,000 | 4,888,000 | 7,196,000 | 9,734,000 |
| Noninterest income | 326,000 | 647,000 | 994,000 | 1,305,000 |
| Noninterest expense | 2,080,000 | 4,011,000 | 6,166,000 | 8,048,000 |
| Provision for loan losses | 6,000 | 207,000 | 224,000 | 321,000 |
| Pretax income | 602,000 | 1,304,000 | 1,764,000 | 2,617,000 |
| Income tax | 138,000 | 314,000 | 408,000 | 644,000 |
| Net income | 464,000 | 990,000 | 1,356,000 | 1,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,632,000 | 34,856,000 | 35,075,000 | 35,441,000 |
| Total capital | 36,759,000 | 37,044,000 | 37,301,000 | 37,636,000 |
| Risk-weighted assets | 169,957,000 | 174,741,000 | 178,072,000 | 175,455,000 |