Call reports 2023
WOODLANDS NATIONAL BANK — 2023
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 350,400,000 | 329,174,000 | 318,126,000 | 327,784,000 |
| Total loans | 150,636,000 | 147,070,000 | 143,217,000 | 137,313,000 |
| Allowance for loan losses | 2,412,000 | 2,294,000 | 2,401,000 | 2,353,000 |
| Securities available for sale | 157,827,000 | 151,675,000 | 143,449,000 | 145,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,545,000 | 305,579,000 | 297,198,000 | 301,475,000 |
| Interest-bearing deposits | 286,665,000 | 265,367,000 | 255,273,000 | 262,093,000 |
| Noninterest-bearing deposits | 39,880,000 | 40,212,000 | 41,925,000 | 39,382,000 |
| Equity capital | 21,735,000 | 21,522,000 | 18,900,000 | 24,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 6,480,000 | 9,759,000 | 13,105,000 |
| Interest expense | 656,000 | 1,445,000 | 2,268,000 | 3,137,000 |
| Net interest income | 2,482,000 | 5,035,000 | 7,491,000 | 9,968,000 |
| Noninterest income | 602,000 | 1,044,000 | 1,441,000 | 1,849,000 |
| Noninterest expense | 1,834,000 | 3,744,000 | 5,586,000 | 7,590,000 |
| Provision for loan losses | 35,000 | 35,000 | 129,000 | 140,000 |
| Pretax income | 1,033,000 | 1,953,000 | 2,862,000 | 3,732,000 |
| Income tax | 314,000 | 625,000 | 702,000 | 926,000 |
| Net income | 719,000 | 1,328,000 | 2,160,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,282,000 | 33,589,000 | 34,121,000 | 34,469,000 |
| Total capital | 35,605,000 | 35,897,000 | 36,421,000 | 36,641,000 |
| Risk-weighted assets | 185,749,000 | 184,643,000 | 183,905,000 | 173,588,000 |