Call reports 2021
WOODLANDS NATIONAL BANK — 2021
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 320,779,000 | 354,982,000 | 370,249,000 | 350,967,000 |
| Total loans | 171,079,000 | 181,446,000 | 151,668,000 | 146,646,000 |
| Allowance for loan losses | 2,369,000 | 2,501,000 | 2,140,000 | 2,192,000 |
| Securities available for sale | 85,487,000 | 99,949,000 | 132,100,000 | 151,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,070,000 | 321,565,000 | 335,575,000 | 316,537,000 |
| Interest-bearing deposits | 244,981,000 | 277,240,000 | 287,859,000 | 270,578,000 |
| Noninterest-bearing deposits | 43,089,000 | 44,325,000 | 47,716,000 | 45,959,000 |
| Equity capital | 30,991,000 | 31,861,000 | 33,040,000 | 32,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,677,000 | 5,268,000 | 8,547,000 | 11,126,000 |
| Interest expense | 141,000 | 281,000 | 418,000 | 544,000 |
| Net interest income | 2,536,000 | 4,987,000 | 8,129,000 | 10,582,000 |
| Noninterest income | 553,000 | 1,105,000 | 1,630,000 | 2,141,000 |
| Noninterest expense | 1,600,000 | 3,301,000 | 5,045,000 | 6,822,000 |
| Provision for loan losses | 0 | 105,000 | -270,000 | -225,000 |
| Pretax income | 1,489,000 | 2,690,000 | 5,001,000 | 6,143,000 |
| Income tax | 399,000 | 707,000 | 1,333,000 | 1,631,000 |
| Net income | 1,090,000 | 1,983,000 | 3,668,000 | 4,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,166,000 | 28,809,000 | 30,243,000 | 30,839,000 |
| Total capital | 29,972,000 | 30,698,000 | 32,147,000 | 32,865,000 |
| Risk-weighted assets | 143,983,000 | 150,574,000 | 152,149,000 | 161,948,000 |