Call reports 2020
WOODLANDS NATIONAL BANK — 2020
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 223,773,000 | 324,578,000 | 302,964,000 | 296,132,000 |
| Total loans | 131,315,000 | 173,295,000 | 175,341,000 | 173,552,000 |
| Allowance for loan losses | 2,222,000 | 2,068,000 | 2,074,000 | 2,309,000 |
| Securities available for sale | 52,298,000 | 59,853,000 | 72,694,000 | 82,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,396,000 | 272,899,000 | 270,363,000 | 263,173,000 |
| Interest-bearing deposits | 166,157,000 | 234,587,000 | 232,459,000 | 226,225,000 |
| Noninterest-bearing deposits | 27,239,000 | 38,312,000 | 37,904,000 | 36,948,000 |
| Equity capital | 28,588,000 | 29,831,000 | 30,583,000 | 31,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,462,000 | 6,880,000 | 9,363,000 |
| Interest expense | 305,000 | 515,000 | 734,000 | 888,000 |
| Net interest income | 1,878,000 | 3,947,000 | 6,146,000 | 8,475,000 |
| Noninterest income | 666,000 | 1,169,000 | 1,777,000 | 2,282,000 |
| Noninterest expense | 1,524,000 | 3,064,000 | 4,644,000 | 6,290,000 |
| Provision for loan losses | 565,000 | 615,000 | 620,000 | 905,000 |
| Pretax income | 599,000 | 1,581,000 | 2,803,000 | 3,706,000 |
| Income tax | 145,000 | 390,000 | 706,000 | 928,000 |
| Net income | 454,000 | 1,191,000 | 2,097,000 | 2,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,430,000 | 26,167,000 | 26,873,000 | 27,326,000 |
| Total capital | 27,134,000 | 27,948,000 | 28,696,000 | 29,167,000 |
| Risk-weighted assets | 135,833,000 | 142,203,000 | 145,644,000 | 146,873,000 |