Call reports 2019
WOODLANDS NATIONAL BANK — 2019
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 200,574,000 | 210,400,000 | 206,122,000 | 207,944,000 |
| Total loans | 119,364,000 | 124,291,000 | 125,844,000 | 126,111,000 |
| Allowance for loan losses | 1,577,000 | 1,609,000 | 1,597,000 | 1,665,000 |
| Securities available for sale | 47,355,000 | 49,633,000 | 47,359,000 | 47,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,787,000 | 182,002,000 | 176,835,000 | 178,299,000 |
| Interest-bearing deposits | 117,577,000 | 158,771,000 | 152,822,000 | 148,032,000 |
| Noninterest-bearing deposits | 53,210,000 | 23,231,000 | 24,013,000 | 30,267,000 |
| Equity capital | 26,438,000 | 27,025,000 | 27,701,000 | 27,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,126,000 | 4,324,000 | 6,633,000 | 8,847,000 |
| Interest expense | 246,000 | 597,000 | 962,000 | 1,307,000 |
| Net interest income | 1,880,000 | 3,727,000 | 5,671,000 | 7,540,000 |
| Noninterest income | 306,000 | 849,000 | 1,382,000 | 1,911,000 |
| Noninterest expense | 1,416,000 | 2,910,000 | 4,326,000 | 5,914,000 |
| Provision for loan losses | 61,000 | 121,000 | 136,000 | 236,000 |
| Pretax income | 709,000 | 1,536,000 | 2,582,000 | 3,293,000 |
| Income tax | 173,000 | 384,000 | 654,000 | 832,000 |
| Net income | 536,000 | 1,152,000 | 1,928,000 | 2,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,108,000 | 24,332,000 | 24,896,000 | 25,160,000 |
| Total capital | 25,680,000 | 25,941,000 | 26,493,000 | 26,818,000 |
| Risk-weighted assets | 125,756,000 | 131,279,000 | 132,555,000 | 132,641,000 |