Call reports 2018
WOODLANDS NATIONAL BANK — 2018
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 189,460,000 | 189,937,000 | 199,566,000 | 183,379,000 |
| Total loans | 113,043,000 | 114,351,000 | 117,441,000 | 115,979,000 |
| Allowance for loan losses | 1,441,000 | 1,462,000 | 1,459,000 | 1,518,000 |
| Securities available for sale | 43,737,000 | 43,059,000 | 43,756,000 | 46,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,045,000 | 163,192,000 | 172,429,000 | 155,574,000 |
| Interest-bearing deposits | 105,450,000 | 112,423,000 | 122,060,000 | 115,793,000 |
| Noninterest-bearing deposits | 57,595,000 | 50,769,000 | 50,369,000 | 39,781,000 |
| Equity capital | 24,178,000 | 24,433,000 | 24,824,000 | 25,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,779,000 | 5,847,000 | 7,990,000 |
| Interest expense | 125,000 | 267,000 | 434,000 | 635,000 |
| Net interest income | 1,723,000 | 3,512,000 | 5,413,000 | 7,355,000 |
| Noninterest income | 377,000 | 737,000 | 1,140,000 | 1,546,000 |
| Noninterest expense | 1,334,000 | 2,856,000 | 4,200,000 | 5,626,000 |
| Provision for loan losses | 50,000 | 80,000 | 90,000 | 190,000 |
| Pretax income | 718,000 | 1,300,000 | 2,235,000 | 3,057,000 |
| Income tax | 179,000 | 327,000 | 571,000 | 784,000 |
| Net income | 539,000 | 973,000 | 1,664,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,401,000 | 22,653,000 | 23,197,000 | 23,570,000 |
| Total capital | 23,842,000 | 24,115,000 | 24,656,000 | 25,061,000 |
| Risk-weighted assets | 117,397,000 | 118,214,000 | 119,993,000 | 119,287,000 |