Call reports 2017
WOODLANDS NATIONAL BANK — 2017
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 174,394,000 | 184,448,000 | 190,471,000 | 182,665,000 |
| Total loans | 107,890,000 | 111,752,000 | 108,458,000 | 111,184,000 |
| Allowance for loan losses | 1,413,000 | 1,416,000 | 1,439,000 | 1,497,000 |
| Securities available for sale | 44,917,000 | 44,244,000 | 44,444,000 | 45,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,913,000 | 157,307,000 | 162,973,000 | 156,299,000 |
| Interest-bearing deposits | 102,201,000 | 104,442,000 | 109,157,000 | 107,826,000 |
| Noninterest-bearing deposits | 47,712,000 | 52,865,000 | 53,816,000 | 48,473,000 |
| Equity capital | 23,203,000 | 23,755,000 | 24,159,000 | 24,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,532,000 | 5,419,000 | 7,290,000 |
| Interest expense | 102,000 | 211,000 | 335,000 | 461,000 |
| Net interest income | 1,638,000 | 3,321,000 | 5,084,000 | 6,829,000 |
| Noninterest income | 436,000 | 911,000 | 1,400,000 | 1,779,000 |
| Noninterest expense | 1,388,000 | 2,810,000 | 4,037,000 | 5,408,000 |
| Provision for loan losses | 90,000 | 175,000 | 290,000 | 380,000 |
| Pretax income | 601,000 | 1,271,000 | 2,181,000 | 2,844,000 |
| Income tax | 205,000 | 448,000 | 782,000 | 1,091,000 |
| Net income | 396,000 | 823,000 | 1,399,000 | 1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,097,000 | 21,395,000 | 21,824,000 | 21,982,000 |
| Total capital | 22,499,000 | 22,811,000 | 23,220,000 | 23,425,000 |
| Risk-weighted assets | 112,167,000 | 114,897,000 | 111,700,000 | 115,446,000 |