Call reports 2016
WOODLANDS NATIONAL BANK — 2016
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 178,504,000 | 184,946,000 | 195,440,000 | 175,003,000 |
| Total loans | 98,485,000 | 100,724,000 | 102,947,000 | 109,555,000 |
| Allowance for loan losses | 1,514,000 | 1,459,000 | 1,425,000 | 1,479,000 |
| Securities available for sale | 36,699,000 | 38,045,000 | 42,322,000 | 45,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,633,000 | 160,664,000 | 170,869,000 | 150,802,000 |
| Interest-bearing deposits | 102,963,000 | 107,841,000 | 113,997,000 | 107,381,000 |
| Noninterest-bearing deposits | 51,670,000 | 52,823,000 | 56,872,000 | 43,421,000 |
| Equity capital | 22,556,000 | 22,966,000 | 23,203,000 | 22,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,277,000 | 5,038,000 | 6,766,000 |
| Interest expense | 98,000 | 203,000 | 315,000 | 426,000 |
| Net interest income | 1,515,000 | 3,074,000 | 4,723,000 | 6,340,000 |
| Noninterest income | 398,000 | 768,000 | 1,211,000 | 1,653,000 |
| Noninterest expense | 1,272,000 | 2,587,000 | 3,880,000 | 5,180,000 |
| Provision for loan losses | 35,000 | 35,000 | 120,000 | 235,000 |
| Pretax income | 632,000 | 1,246,000 | 1,957,000 | 2,601,000 |
| Income tax | 225,000 | 449,000 | 707,000 | 938,000 |
| Net income | 407,000 | 797,000 | 1,250,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,990,000 | 20,244,000 | 20,564,000 | 20,846,000 |
| Total capital | 21,248,000 | 21,574,000 | 21,910,000 | 22,281,000 |
| Risk-weighted assets | 100,454,000 | 106,302,000 | 107,666,000 | 114,827,000 |