Call reports 2014
WOODLANDS NATIONAL BANK — 2014
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 140,156,000 | 139,497,000 | 149,325,000 | 153,492,000 |
| Total loans | 85,348,000 | 90,527,000 | 94,974,000 | 96,395,000 |
| Allowance for loan losses | 1,435,000 | 1,379,000 | 1,390,000 | 1,431,000 |
| Securities available for sale | 30,580,000 | 30,976,000 | 29,346,000 | 29,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,034,000 | 111,069,000 | 121,221,000 | 126,358,000 |
| Interest-bearing deposits | 81,914,000 | 78,022,000 | 83,193,000 | 88,991,000 |
| Noninterest-bearing deposits | 30,120,000 | 33,047,000 | 38,028,000 | 37,367,000 |
| Equity capital | 20,299,000 | 20,609,000 | 20,851,000 | 21,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,955,000 | 4,542,000 | 6,220,000 |
| Interest expense | 102,000 | 211,000 | 313,000 | 418,000 |
| Net interest income | 1,333,000 | 2,744,000 | 4,229,000 | 5,802,000 |
| Noninterest income | 287,000 | 600,000 | 956,000 | 1,513,000 |
| Noninterest expense | 1,387,000 | 2,674,000 | 3,938,000 | 5,102,000 |
| Provision for loan losses | 0 | 40,000 | 120,000 | 300,000 |
| Pretax income | 233,000 | 634,000 | 1,131,000 | 1,917,000 |
| Income tax | 69,000 | 214,000 | 394,000 | 695,000 |
| Net income | 164,000 | 420,000 | 737,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,727,000 | 18,101,000 | 18,342,000 | 18,725,000 |
| Total capital | 18,835,000 | 19,267,000 | 19,558,000 | 19,896,000 |
| Risk-weighted assets | 92,097,000 | 97,153,000 | 101,065,000 | 97,480,000 |