Call reports 2013
WOODLANDS NATIONAL BANK — 2013
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 140,572,000 | 139,515,000 | 145,482,000 | 137,502,000 |
| Total loans | 82,094,000 | 84,829,000 | 84,149,000 | 85,842,000 |
| Allowance for loan losses | 1,746,000 | 1,690,000 | 1,526,000 | 1,455,000 |
| Securities available for sale | 31,278,000 | 29,785,000 | 31,146,000 | 31,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,638,000 | 111,848,000 | 116,771,000 | 108,331,000 |
| Interest-bearing deposits | 81,178,000 | 80,567,000 | 82,213,000 | 79,876,000 |
| Noninterest-bearing deposits | 31,460,000 | 31,281,000 | 34,558,000 | 28,455,000 |
| Equity capital | 19,890,000 | 19,764,000 | 19,972,000 | 20,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,409,000 | 2,861,000 | 4,327,000 | 5,817,000 |
| Interest expense | 153,000 | 286,000 | 413,000 | 530,000 |
| Net interest income | 1,256,000 | 2,575,000 | 3,914,000 | 5,287,000 |
| Noninterest income | 413,000 | 822,000 | 1,168,000 | 1,472,000 |
| Noninterest expense | 1,378,000 | 2,676,000 | 3,912,000 | 5,076,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 261,000 | 695,000 | 1,144,000 | 1,657,000 |
| Income tax | 78,000 | 233,000 | 386,000 | 567,000 |
| Net income | 183,000 | 462,000 | 758,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,972,000 | 17,390,000 | 17,599,000 | 17,836,000 |
| Total capital | 18,047,000 | 18,466,000 | 18,706,000 | 18,940,000 |
| Risk-weighted assets | 89,066,000 | 91,126,000 | 91,716,000 | 91,691,000 |