Call reports 2012
WOODLANDS NATIONAL BANK — 2012
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,963,000 | 131,866,000 | 137,051,000 | 132,246,000 |
| Total loans | 75,794,000 | 77,375,000 | 76,523,000 | 82,702,000 |
| Allowance for loan losses | 1,848,000 | 1,801,000 | 1,772,000 | 1,712,000 |
| Securities available for sale | 36,331,000 | 38,315,000 | 36,492,000 | 33,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,818,000 | 105,107,000 | 111,431,000 | 104,197,000 |
| Interest-bearing deposits | 71,790,000 | 69,653,000 | 73,664,000 | 75,587,000 |
| Noninterest-bearing deposits | 33,028,000 | 35,454,000 | 37,767,000 | 28,610,000 |
| Equity capital | 19,197,000 | 19,417,000 | 19,629,000 | 19,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,427,000 | 2,831,000 | 4,275,000 | 5,771,000 |
| Interest expense | 185,000 | 361,000 | 524,000 | 688,000 |
| Net interest income | 1,242,000 | 2,470,000 | 3,751,000 | 5,083,000 |
| Noninterest income | 495,000 | 977,000 | 1,438,000 | 1,866,000 |
| Noninterest expense | 1,400,000 | 2,782,000 | 4,230,000 | 5,748,000 |
| Provision for loan losses | 35,000 | 120,000 | 288,000 | 308,000 |
| Pretax income | 302,000 | 542,000 | 671,000 | 893,000 |
| Income tax | 87,000 | 155,000 | 171,000 | 230,000 |
| Net income | 215,000 | 387,000 | 500,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,326,000 | 16,430,000 | 16,427,000 | 16,649,000 |
| Total capital | 17,458,000 | 17,558,000 | 17,494,000 | 17,758,000 |
| Risk-weighted assets | 91,057,000 | 88,837,000 | 87,732,000 | 90,601,000 |