Call reports 2011
WOODLANDS NATIONAL BANK — 2011
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,668,000 | 134,874,000 | 141,726,000 | 137,826,000 |
| Total loans | 83,235,000 | 80,569,000 | 79,896,000 | 77,687,000 |
| Allowance for loan losses | 1,760,000 | 1,711,000 | 1,850,000 | 1,813,000 |
| Securities available for sale | 19,154,000 | 22,515,000 | 26,329,000 | 35,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,709,000 | 106,788,000 | 112,072,000 | 110,542,000 |
| Interest-bearing deposits | 69,116,000 | 66,953,000 | 72,232,000 | 72,572,000 |
| Noninterest-bearing deposits | 35,593,000 | 39,835,000 | 39,840,000 | 37,970,000 |
| Equity capital | 18,581,000 | 18,754,000 | 18,869,000 | 18,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 2,981,000 | 4,435,000 | 5,871,000 |
| Interest expense | 284,000 | 512,000 | 733,000 | 942,000 |
| Net interest income | 1,218,000 | 2,469,000 | 3,702,000 | 4,929,000 |
| Noninterest income | 482,000 | 820,000 | 1,188,000 | 1,465,000 |
| Noninterest expense | 1,362,000 | 2,660,000 | 3,870,000 | 5,143,000 |
| Provision for loan losses | 190,000 | 431,000 | 739,000 | 804,000 |
| Pretax income | 148,000 | 198,000 | 281,000 | 448,000 |
| Income tax | 35,000 | 7,000 | 6,000 | 67,000 |
| Net income | 113,000 | 191,000 | 275,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,738,000 | 16,068,000 | 16,160,000 | 16,401,000 |
| Total capital | 16,825,000 | 17,124,000 | 17,212,000 | 17,473,000 |
| Risk-weighted assets | 87,985,000 | 87,315,000 | 86,455,000 | 88,715,000 |