Call reports 2009
WOODLANDS NATIONAL BANK — 2009
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,846,000 | 123,868,000 | 123,532,000 | 117,854,000 |
| Total loans | 89,796,000 | 88,647,000 | 89,606,000 | 89,881,000 |
| Allowance for loan losses | 1,691,000 | 1,415,000 | 1,259,000 | 1,523,000 |
| Securities available for sale | 10,710,000 | 11,691,000 | 17,381,000 | 13,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,036,000 | 98,991,000 | 96,398,000 | 90,667,000 |
| Interest-bearing deposits | 70,641,000 | 70,610,000 | 67,287,000 | 62,497,000 |
| Noninterest-bearing deposits | 26,396,000 | 28,381,000 | 29,111,000 | 28,170,000 |
| Equity capital | 17,416,000 | 17,510,000 | 17,818,000 | 17,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,379,000 | 5,112,000 | 6,816,000 |
| Interest expense | 392,000 | 793,000 | 1,143,000 | 1,448,000 |
| Net interest income | 1,291,000 | 2,586,000 | 3,969,000 | 5,368,000 |
| Noninterest income | 421,000 | 766,000 | 1,029,000 | 1,439,000 |
| Noninterest expense | 1,207,000 | 2,435,000 | 3,570,000 | 4,785,000 |
| Provision for loan losses | 275,000 | 550,000 | 850,000 | 1,350,000 |
| Pretax income | 284,000 | 432,000 | 643,000 | 777,000 |
| Income tax | 93,000 | 129,000 | 186,000 | 290,000 |
| Net income | 191,000 | 303,000 | 457,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,108,000 | 15,165,000 | 15,372,000 | 15,603,000 |
| Total capital | 16,303,000 | 16,352,000 | 16,558,000 | 16,779,000 |
| Risk-weighted assets | 95,105,000 | 94,734,000 | 94,770,000 | 93,705,000 |