Call reports 2002
WOODLANDS NATIONAL BANK — 2002
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,852,000 | 80,272,000 | 84,855,000 | 92,449,000 |
| Total loans | 42,560,000 | 45,504,000 | 48,090,000 | 47,605,000 |
| Allowance for loan losses | 813,000 | 811,000 | 822,000 | 824,000 |
| Securities available for sale | 16,367,000 | 16,251,000 | 18,384,000 | 16,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,527,000 | 69,047,000 | 73,198,000 | 81,299,000 |
| Interest-bearing deposits | 57,219,000 | 52,311,000 | 51,782,000 | 61,146,000 |
| Noninterest-bearing deposits | 15,308,000 | 16,736,000 | 21,416,000 | 20,153,000 |
| Equity capital | 10,624,000 | 11,047,000 | 11,455,000 | 10,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,159,000 | 3,287,000 | 4,433,000 |
| Interest expense | 292,000 | 567,000 | 855,000 | 1,132,000 |
| Net interest income | 796,000 | 1,592,000 | 2,432,000 | 3,301,000 |
| Noninterest income | 427,000 | 896,000 | 1,397,000 | 1,845,000 |
| Noninterest expense | 688,000 | 1,391,000 | 2,151,000 | 3,231,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 30,000 |
| Pretax income | 525,000 | 1,093,000 | 1,674,000 | 1,909,000 |
| Income tax | 200,000 | 435,000 | 665,000 | 762,000 |
| Net income | 325,000 | 658,000 | 1,009,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,548,000 | 7,945,000 | 8,360,000 | 8,343,000 |
| Total capital | 8,172,000 | 8,587,000 | 9,041,000 | 9,044,000 |
| Risk-weighted assets | 49,535,000 | 50,996,000 | 54,272,000 | 55,938,000 |