Call reports 2001
WOODLANDS NATIONAL BANK — 2001
What WOODLANDS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,998,000 | 75,085,000 | 87,913,000 | 81,415,000 |
| Total loans | 37,500,000 | 39,562,000 | 41,314,000 | 41,356,000 |
| Allowance for loan losses | 791,000 | 784,000 | 783,000 | 804,000 |
| Securities available for sale | 16,280,000 | 15,341,000 | 15,706,000 | 16,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,714,000 | 64,076,000 | 76,330,000 | 70,399,000 |
| Interest-bearing deposits | 50,732,000 | 50,162,000 | 60,086,000 | 48,493,000 |
| Noninterest-bearing deposits | 12,982,000 | 13,914,000 | 16,244,000 | 21,906,000 |
| Equity capital | 10,371,000 | 10,723,000 | 11,147,000 | 10,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,138,000 | 2,388,000 | 3,653,000 | 4,852,000 |
| Interest expense | 405,000 | 884,000 | 1,334,000 | 1,685,000 |
| Net interest income | 733,000 | 1,504,000 | 2,319,000 | 3,167,000 |
| Noninterest income | 338,000 | 698,000 | 1,158,000 | 1,598,000 |
| Noninterest expense | 636,000 | 1,293,000 | 1,995,000 | 2,765,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 431,000 | 905,000 | 1,488,000 | 1,957,000 |
| Income tax | 173,000 | 358,000 | 593,000 | 785,000 |
| Net income | 258,000 | 547,000 | 895,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,058,000 | 7,411,000 | 7,822,000 | 7,547,000 |
| Total capital | 7,630,000 | 8,017,000 | 8,463,000 | 8,161,000 |
| Risk-weighted assets | 45,509,000 | 48,165,000 | 51,177,000 | 48,731,000 |