Call reports 2001
LANCASTER NATIONAL BANK, THE — 2001
What LANCASTER NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,230,000 | 48,462,000 | 48,990,000 | 48,917,000 |
| Total loans | 24,956,000 | 28,205,000 | 28,914,000 | 28,614,000 |
| Allowance for loan losses | 348,000 | 353,000 | 354,000 | 367,000 |
| Securities available for sale | 18,077,000 | 15,875,000 | 16,175,000 | 16,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,096,000 | 40,329,000 | 42,358,000 | 41,887,000 |
| Interest-bearing deposits | 33,450,000 | 34,454,000 | 36,377,000 | 36,225,000 |
| Noninterest-bearing deposits | 5,646,000 | 5,875,000 | 5,981,000 | 5,662,000 |
| Equity capital | 5,730,000 | 5,846,000 | 6,140,000 | 5,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,712,000 | 2,565,000 | 3,402,000 |
| Interest expense | 339,000 | 654,000 | 967,000 | 1,250,000 |
| Net interest income | 514,000 | 1,058,000 | 1,598,000 | 2,152,000 |
| Noninterest income | 25,000 | 61,000 | 93,000 | 118,000 |
| Noninterest expense | 348,000 | 717,000 | 1,073,000 | 1,452,000 |
| Provision for loan losses | 6,000 | 14,000 | 26,000 | 38,000 |
| Pretax income | 185,000 | 388,000 | 592,000 | 780,000 |
| Income tax | 63,000 | 129,000 | 198,000 | 268,000 |
| Net income | 122,000 | 259,000 | 394,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,414,000 | 5,506,000 | 5,609,000 | 5,527,000 |
| Total capital | 5,710,000 | 5,835,000 | 5,927,000 | 5,837,000 |
| Risk-weighted assets | 23,297,000 | 26,224,000 | 25,619,000 | 25,230,000 |