Call report 2020Q4
VALLEY EXCHANGE BANK — 2020Q4
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,792,000 | USD | evidence → |
| Total loans | 17,912,000 | USD | evidence → |
| Allowance for loan losses | 241,000 | USD | evidence → |
| Securities available for sale | 5,014,000 | USD | evidence → |
| Securities held to maturity | 167,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,811,000 | USD | evidence → |
| Interest-bearing deposits | 46,665,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,146,000 | USD | evidence → |
| Equity capital | 7,878,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,570,000 | USD | evidence → |
| Interest expense | 230,000 | USD | evidence → |
| Net interest income | 1,340,000 | USD | evidence → |
| Noninterest income | 117,000 | USD | evidence → |
| Noninterest expense | 1,351,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 106,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 85,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,861,000 | USD | evidence → |
| Total capital | 8,102,000 | USD | evidence → |
| Risk-weighted assets | 24,523,000 | USD | evidence → |