Call report 2008Q3
VALLEY EXCHANGE BANK — 2008Q3
The 22 measures VALLEY EXCHANGE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 54,151,000 | USD | evidence → |
| Total loans | 31,335,000 | USD | evidence → |
| Allowance for loan losses | 225,000 | USD | evidence → |
| Securities available for sale | 4,558,000 | USD | evidence → |
| Securities held to maturity | 10,764,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 44,528,000 | USD | evidence → |
| Interest-bearing deposits | 37,754,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,774,000 | USD | evidence → |
| Equity capital | 9,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,182,000 | USD | evidence → |
| Interest expense | 691,000 | USD | evidence → |
| Net interest income | 1,491,000 | USD | evidence → |
| Noninterest income | 166,000 | USD | evidence → |
| Noninterest expense | 1,169,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 438,000 | USD | evidence → |
| Income tax | 167,000 | USD | evidence → |
| Net income | 271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,271,000 | USD | evidence → |
| Total capital | 9,496,000 | USD | evidence → |
| Risk-weighted assets | 31,803,000 | USD | evidence → |