Call reports 2020
FAIRVIEW SAVINGS AND LOAN ASSOCIATION — 2020
What FAIRVIEW SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 46,297,000 | 47,733,000 | 48,914,000 | 48,817,000 |
| Total loans | 35,151,000 | 36,567,000 | 37,602,000 | 37,347,000 |
| Allowance for loan losses | 203,000 | 218,000 | 233,000 | 248,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 691,000 | 688,000 | 448,000 | 445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,768,000 | 38,044,000 | 39,074,000 | 38,956,000 |
| Interest-bearing deposits | 31,821,000 | 32,523,000 | 33,332,000 | 33,024,000 |
| Noninterest-bearing deposits | 4,947,000 | 5,521,000 | 5,742,000 | 5,932,000 |
| Equity capital | 9,306,000 | 9,456,000 | 9,660,000 | 9,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 522,000 | 1,027,000 | 1,537,000 | 2,057,000 |
| Interest expense | 63,000 | 122,000 | 174,000 | 219,000 |
| Net interest income | 459,000 | 905,000 | 1,363,000 | 1,838,000 |
| Noninterest income | 17,000 | 32,000 | 50,000 | 67,000 |
| Noninterest expense | 267,000 | 521,000 | 768,000 | 1,179,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 209,000 | 401,000 | 615,000 | 681,000 |
| Income tax | 41,000 | 83,000 | 93,000 | 135,000 |
| Net income | 168,000 | 318,000 | 522,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,306,000 | 9,456,000 | 9,660,000 | 9,684,000 |