Call reports 2016
FAIRVIEW SAVINGS AND LOAN ASSOCIATION — 2016
What FAIRVIEW SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,575,000 | 40,708,000 | 41,802,000 | 41,457,000 |
| Total loans | 30,883,000 | 31,974,000 | 32,530,000 | 32,708,000 |
| Allowance for loan losses | 198,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 531,000 | 1,548,000 | 1,519,000 | 1,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,275,000 | 33,241,000 | 34,184,000 | 33,728,000 |
| Interest-bearing deposits | 29,025,000 | 29,415,000 | 30,019,000 | 29,803,000 |
| Noninterest-bearing deposits | 4,250,000 | 3,826,000 | 4,165,000 | 3,925,000 |
| Equity capital | 7,207,000 | 7,339,000 | 7,479,000 | 7,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 899,000 | 1,362,000 | 1,825,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 143,000 |
| Net interest income | 415,000 | 827,000 | 1,254,000 | 1,682,000 |
| Noninterest income | 26,000 | 48,000 | 73,000 | 96,000 |
| Noninterest expense | 262,000 | 511,000 | 755,000 | 1,094,000 |
| Provision for loan losses | 0 | 0 | 8,000 | 8,000 |
| Pretax income | 179,000 | 364,000 | 564,000 | 676,000 |
| Income tax | 54,000 | 107,000 | 167,000 | 243,000 |
| Net income | 125,000 | 257,000 | 397,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,207,000 | 7,339,000 | 7,479,000 | 7,515,000 |
| Total capital | 7,405,000 | 7,536,000 | 7,676,000 | 7,712,000 |
| Risk-weighted assets | 25,708,000 | 26,752,000 | 27,286,000 | 27,521,000 |