Call reports 2015
FAIRVIEW SAVINGS AND LOAN ASSOCIATION — 2015
What FAIRVIEW SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,494,000 | 41,129,000 | 41,718,000 | 40,712,000 |
| Total loans | 29,873,000 | 30,945,000 | 31,795,000 | 31,530,000 |
| Allowance for loan losses | 198,000 | 200,000 | 198,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 612,000 | 602,000 | 576,000 | 564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,513,000 | 34,143,000 | 34,583,000 | 33,544,000 |
| Interest-bearing deposits | 30,568,000 | 30,675,000 | 30,965,000 | 29,901,000 |
| Noninterest-bearing deposits | 3,945,000 | 3,468,000 | 3,618,000 | 3,643,000 |
| Equity capital | 6,765,000 | 6,896,000 | 7,040,000 | 7,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 876,000 | 1,331,000 | 1,786,000 |
| Interest expense | 39,000 | 77,000 | 117,000 | 156,000 |
| Net interest income | 393,000 | 799,000 | 1,214,000 | 1,630,000 |
| Noninterest income | 27,000 | 58,000 | 89,000 | 117,000 |
| Noninterest expense | 277,000 | 565,000 | 812,000 | 1,142,000 |
| Provision for loan losses | 0 | -30,000 | -30,000 | -30,000 |
| Pretax income | 143,000 | 322,000 | 521,000 | 635,000 |
| Income tax | 54,000 | 102,000 | 157,000 | 229,000 |
| Net income | 89,000 | 220,000 | 364,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,765,000 | 6,896,000 | 7,040,000 | 7,082,000 |
| Total capital | 6,963,000 | 7,096,000 | 7,238,000 | 7,280,000 |
| Risk-weighted assets | 25,876,000 | 25,638,000 | 26,373,000 | 26,114,000 |