Call reports 2014
FAIRVIEW SAVINGS AND LOAN ASSOCIATION — 2014
What FAIRVIEW SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,962,000 | 40,310,000 | 40,956,000 | 40,761,000 |
| Total loans | 28,249,000 | 28,595,000 | 29,598,000 | 29,396,000 |
| Allowance for loan losses | 206,000 | 205,000 | 201,000 | 198,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 709,000 | 692,000 | 661,000 | 645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,377,000 | 33,587,000 | 34,108,000 | 33,924,000 |
| Interest-bearing deposits | 28,741,000 | 30,000,000 | 30,629,000 | 29,863,000 |
| Noninterest-bearing deposits | 3,636,000 | 3,587,000 | 3,479,000 | 4,061,000 |
| Equity capital | 6,405,000 | 6,538,000 | 6,670,000 | 6,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 832,000 | 1,259,000 | 1,694,000 |
| Interest expense | 41,000 | 80,000 | 121,000 | 161,000 |
| Net interest income | 371,000 | 752,000 | 1,138,000 | 1,533,000 |
| Noninterest income | 22,000 | 52,000 | 83,000 | 116,000 |
| Noninterest expense | 218,000 | 445,000 | 666,000 | 991,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 175,000 | 359,000 | 555,000 | 628,000 |
| Income tax | 51,000 | 102,000 | 166,000 | 233,000 |
| Net income | 124,000 | 257,000 | 389,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,405,000 | 6,538,000 | 6,670,000 | 6,676,000 |
| Total capital | 6,611,000 | 6,743,000 | 6,871,000 | 6,874,000 |
| Risk-weighted assets | 23,809,000 | 24,460,000 | 25,351,000 | 25,112,000 |