Call reports 2012
FAIRVIEW SAVINGS AND LOAN ASSOCIATION — 2012
What FAIRVIEW SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,845,000 | 36,573,000 | 36,813,000 | 36,831,000 |
| Total loans | 29,975,000 | 28,789,000 | 28,058,000 | 28,455,000 |
| Allowance for loan losses | 211,000 | 210,000 | 208,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 985,000 | 945,000 | 891,000 | 852,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,043,000 | 30,648,000 | 30,771,000 | 30,767,000 |
| Interest-bearing deposits | 26,638,000 | 27,130,000 | 27,463,000 | 28,232,000 |
| Noninterest-bearing deposits | 3,405,000 | 3,518,000 | 3,308,000 | 2,535,000 |
| Equity capital | 5,573,000 | 5,723,000 | 5,845,000 | 5,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 937,000 | 1,375,000 | 1,806,000 |
| Interest expense | 72,000 | 133,000 | 187,000 | 238,000 |
| Net interest income | 406,000 | 804,000 | 1,188,000 | 1,568,000 |
| Noninterest income | 39,000 | 78,000 | 107,000 | 135,000 |
| Noninterest expense | 213,000 | 423,000 | 638,000 | 952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 232,000 | 459,000 | 657,000 | 751,000 |
| Income tax | 77,000 | 154,000 | 230,000 | 306,000 |
| Net income | 155,000 | 305,000 | 427,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,573,000 | 5,723,000 | 5,845,000 | 5,863,000 |
| Total capital | 5,784,000 | 5,933,000 | 6,053,000 | 6,070,000 |
| Risk-weighted assets | 25,009,000 | 24,294,000 | 24,105,000 | 23,973,000 |